Explain your situation and identify the issue that needs attention.
A clearer credit profile starts with the right next step.
SJE Credit Solutions helps South Africans navigate debt-review clearance, credit-bureau corrections, judgment rescission support, prescribed accounts, debt mediation and default removal.
Understand the problem before choosing the process.
Negative listings can affect access to credit, but different problems require different routes.
SJE's published services cover several distinct situations — from debt review and credit-report inaccuracies to defaults, judgments and prescribed accounts.
Find the service that fits your situation ↗Support for the issues that can keep a credit profile stuck.
Debt Review Clearance
Support for people who have completed or are working through the steps required to exit debt review.
Credit Bureau Clearance
Review and dispute support where credit-report information may be inaccurate or require correction.
Judgment Rescission Support
Guidance through the process involved in applying to set aside qualifying judgments.
Debt Mediation
Negotiation-focused support outside formal debt review, aimed at workable arrangements with creditors.
Know what happens next.
SJE's current process begins with understanding your status, gathering the correct documentation and deciding which route applies to your situation.
See the process ↗Review status, credit information and the documents required for the selected service.
Proceed with disputes, mediation, clearance steps or legal support as the case requires.
SJE states it has been assisting South Africans with credit-profile clearance since 2020.