SJE's current service offering covers debt-review clearance, credit-report corrections, judgment support, prescribed accounts, mediation and default removal.
Debt review is a formal restructuring process. SJE assists clients who are seeking to exit debt review by assessing their status, checking whether the relevant obligations have been settled and guiding the documentation and process required for clearance.
Where a credit report contains inaccurate or disputed information, SJE's published service focuses on reviewing the report, identifying discrepancies and assisting with the dispute or correction process.
Judgment rescission is a legal process. SJE's current site says it assists with assessing the grounds, gathering required information and liaising with legal professionals where court action is needed.
Some debts can become legally unenforceable after a qualifying prescription period. SJE assists clients in addressing accounts that may qualify, subject to the facts and applicable law.
SJE describes debt mediation as a collaborative negotiation process with creditors aimed at reaching workable repayment or settlement arrangements outside formal debt review.
Defaults can affect access to credit. SJE's service focuses on reviewing the circumstances, addressing inaccuracies where applicable and guiding steps that may improve the accuracy of a client's credit profile.
Eligibility, timelines and outcomes depend on the facts, creditors, credit-bureau records and — where relevant — legal or court processes. A service enquiry is the starting point for determining what route may apply.
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